Punjab Livestock Card 2025: Online Registration, Eligibility & Interest-Free Loan Guide

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Arham Tanveer
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Punjab’s new Livestock Card 2025 lets small and medium farmers buy quality feed without paying markup. Below is everything you need from eligibility to the quick SMS application.

What Is the Livestock Card?

The card is part of an ₨ 11 billion support programme launched by Chief Minister Maryam Nawaz Sharif. Farmers receive an interest-free revolving loan to cover animal feed and basic veterinary needs for up to ten cattle.

Quick Benefits

  • Interest-free credit up to ₨ 270,000 per farmer
  • Fast SMS or online registration no long bank queues
  • Repayment after the fattening cycle (5 months total)
  • Digital tracking through the Bank of Punjab mobile dashboard

Who Can Apply? Eligibility Checklist

RequirementDetails
SIM ownershipActive SIM in applicant’s CNIC name
LivestockOwn 5–10 cows/calves (verified by Livestock Dept.)
Credit recordNo default in e-CIB database
ID & SecurityCNIC clears NADRA/NACTA screening
Database code 9211Must appear in Livestock Dept. registry
(Visit your Union Council vet office if not)

Loan Structure at a Glance

  • Amount: ₨ 27,000 per animal (min 5, max 10)
  • Disbursement window: 120 days
  • Repayment window: last 30 days (principal only)
  • Government pays all markup.

How to Register

i) SMS Method

  • Text your 13-digit CNIC to 8070.
  • Wait for confirmation from the programme gateway.
  • Follow the reply to upload any missing herd data.

ii) Online Portal

  • Go to the PITB e-Agriculture website or app.
  • Choose Livestock Card Apply.
  • Fill in herd numbers, CNIC, and bank account IBAN.
  • Submit; track status on your dashboard.

Disbursement Timeline

YearFarmers to Receive Cards
2025 (Phase I)10 000 – 20 000pilot districts
2026 (Phase II)30 000 – 60 000province-wide
Totalup to 80 000
DescriptionMinimum AmountMaximum Amount
Loan AmountRs. 135,000Rs. 270,000
Per FarmerRs. 27,000 per animal, 5 animalsRs. 27,000 per animal, 10 animals
LoanDuration
Term4 months + 1 month for principal repayment

Frequently Asked Questions

When is the last date to apply?

First-come, first-served until the annual quota fills apply early.

Do I need collateral?

No. Verification relies on herd data and clean credit history.

Which bank issues the card?

The Bank of Punjab (BoP) prints and manages the prepaid card.

Can women farmers apply?

Yes. The scheme is gender-neutral; CNIC ownership is the only ID rule.

Why This Matters

Healthy herds raise family income and milk yield. By cutting finance costs, the Livestock Card helps keep young farmers in rural Punjab instead of seeking casual urban jobs.

Have more questions? Drop them below or share this guide with fellow farmers so they don’t miss the interest-free window.

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