Punjab’s Kissan Card helps farmers access subsidized loans and agricultural support. However, there are times when a farmer may need to deactivate or close their Kissan Card. This article explains the steps to deactivate a Punjab Kissan Card based on official guidance.
What Is a Punjab Kissan Card?
A Kissan Card is issued by the Government of Punjab and managed by the Bank of Punjab (BOP). It allows registered farmers to:
- Obtain subsidized loans for seeds, fertilizer, and equipment.
- Access government agriculture schemes.
- Track loan transactions for purchases and sales.
When a Kissan Card is no longer needed due to loss, permanent closure, or technical issues a farmer must follow official procedures to deactivate it.
Why Deactivate a Kissan Card?
Farmers may want to deactivate their Kissan Card for several reasons:
- Lost or Stolen Card
- If the farmer has misplaced the card, immediate deactivation prevents misuse of loan limits.
- Permanent Closure
- A farmer may wish to close the card if they leave farming or settle outstanding loans in full.
- Technical Malfunction
- When the card’s chip or magnetic stripe fails, deactivation is needed before reissuing a new card.
- Transaction Inquiry
- If a farmer simply wants to check past purchases or sales, they may contact the helpline first rather than deactivating.
At any of these stages, proper deactivation ensures that no one else can use the card.
Step-by-Step Guide to Deactivate Your Kissan Card
1: Gather Required Information
Before contacting the bank, have the following ready:
- Farmer ID / CNIC Number: Your national identity card number linked to the Kissan Card.
- Kissan Card Number: Found on the front of the card.
- Reason for Deactivation: Lost, closing account, or card malfunction.
- Farm Registration Details: Proof of registration or farm ownership.
2: Contact the Bank of Punjab Helpline
Punjab Seed Corporation directs all Kissan Card issues to the Bank of Punjab. Use one of these numbers:
- BOP Helpline (Local): (042)-111-267-200
- BOP Helpline (Karachi): (021)-111-267-200
- BOP Credit Card Helpline: (042)-111-297-200
When you call, clearly state:
“I am a registered farmer. I want to deactivate my Kissan Card due to [reason]. Please guide me.“
Write down the reference or ticket number provided by the agent.
3: Verify Your Identity
The helpline agent will ask for:
- Your full name as it appears on the CNIC.
- The CNIC number.
- The Kissan Card number.
- Any farm registration details.
They may also ask for recent transaction details (e.g., last seed purchase) to confirm identity.
4: Submit a Deactivation Request via BOP Branch (If Needed)
In some cases, the helpline will direct you to the nearest BOP branch. Follow these steps:
- Visit the branch with your original CNIC and a photocopy.
- Complete the Kissan Card Deactivation Form provided by the bank.
- Attach a brief letter stating why you wish to deactivate the card.
- Submit any relevant documents (e.g., FIR if the card is lost or stolen).
The branch officer will verify your request and forward it to the card-management department.
5: Confirm Deactivation
After 3–5 business days, call the helpline again:
“I submitted a deactivation request for my Kissan Card (number: XXXXX). Has it been deactivated?“
The agent will confirm if the card is closed or if any outstanding loan balance remains. If a balance is due, the agent will provide payment details or direct you to the Agriculture Credit Department.
Frequently Asked Questions
How long does it take to deactivate my Kissan Card?
Deactivation usually completes within 3–5 business days after the request is submitted. Always confirm with the helpline.
Do I need to pay any fees to close the card?
No official fee is charged for deactivation. However, any outstanding loan amount or interest must be cleared first.
What if my card is lost or stolen?
Immediately call the BOP helpline to block the card. Then, file an FIR with your local police station. Submit the FIR copy to the BOP branch when you apply for permanent deactivation.
Can I reactivate my Kissan Card later?
No. Once you deactivate a Kissan Card permanently, you must apply for a new card if you return to farming.
Key Helpline and Contact Numbers
- BOP Helpline (Lahore): (042)-111-267-200
- BOP Helpline (Karachi): (021)-111-267-200
- BOP Credit Card Helpline: (042)-111-297-200
- Government Initiatives Helpline: (042)-111-333-267
- Agriculture Credit Department: (042)-99268091, (042)-35817644
Call these numbers if you have questions about deactivation, outstanding loans, or card replacement.
Practical Tips for Farmers
- Keep Records Handy: Always maintain a copy of your Kissan Card and CNIC for quick reference.
- Note Transaction History: Before deactivation, request a printout of your loan transactions to ensure no pending dues.
- Report Promptly: If the card is lost or stolen, report it immediately to avoid unauthorized use.
- Stay Updated: Follow Punjab Seed Corporation or Bank of Punjab social media channels for any changes in procedure or new helpline numbers.
Conclusion
Deactivating a Punjab Kissan Card protects farmers from unauthorized use and ensures loan records remain up to date. By following the steps above calling the correct helpline, verifying your identity, and submitting any necessary forms you can close your Kissan Card smoothly. If you have any doubts, contact the Bank of Punjab helpline or visit your local branch for guidance.
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